Terms of Service

These Terms of Service ("Terms") form a binding agreement between you ("you," "your") and Trade Tracer ("Trade Tracer," "we," "us," "our"), an entity organized under the laws of the State of Utah. By creating an account, accessing, or using the website at tradetracer.io and any related services (collectively, the "Service"), you agree to be bound by these Terms and by our Privacy Policy, Risk Disclosure, Refund Policy, and Disclosures, each of which is incorporated by reference. If you do not agree, do not create an account or use the Service.

You represent and warrant that (a) you are at least 18 years of age, (b) you have the legal capacity to enter into a binding contract under the laws of your jurisdiction, (c) you are not barred from receiving the Service under applicable law, and (d) all registration information you provide is accurate, current, and complete.

"Content" means all information, data, text, signals, levels (including The Tracer Line and The Anchor Line), market regime classifications, breadth indicators, AI-generated reports, educational materials, charts, graphics, software, and other materials made available through the Service.

"Subscription" means a paid recurring license to access features of the Service that are not available to free trial or free-tier users.

"User" means any individual or entity that accesses or uses the Service.

Trade Tracer is an educational analysis platform that publishes general-purpose market analysis derived from publicly available securities and options data. The Service includes but is not limited to: scanner output, the Tracer Line, the Anchor Line, market regime indicators, breadth measures, and AI-generated written analysis. The Service is published to a broad audience and is not tailored to any User's specific financial situation, goals, risk tolerance, tax position, or holdings.

We may add, modify, suspend, or discontinue any feature of the Service at any time, with or without notice. We may offer beta or preview features ("Beta Features") that are clearly identified as such; Beta Features are provided "as is" and may be removed without notice.

This is the most important section of these Terms. Read it carefully.

Trade Tracer is not a Registered Investment Advisor under the Investment Advisers Act of 1940 or any state equivalent. Trade Tracer is not a broker-dealer registered with the U.S. Securities and Exchange Commission or the Financial Industry Regulatory Authority, a futures commission merchant, a commodity pool operator, a commodity trading advisor, or a swap dealer. Trade Tracer is not your financial planner, accountant, tax advisor, or legal advisor.

All Content is published to a broad audience for general educational and informational purposes only. No Content constitutes investment advice, a recommendation to buy, sell, hold, or refrain from buying, selling, or holding any security, derivative, commodity, currency, digital asset, or other financial instrument, a solicitation of any transaction, or the offering of any investment product or service. Nothing on the Service should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation of any security or other financial product.

No advisor, broker, fiduciary, agency, or other professional relationship is created between you and Trade Tracer by virtue of your use of the Service. You are solely and exclusively responsible for your trading and investment decisions, your position sizing and risk management, your selection of brokers, custodians, and other counterparties, and the tax consequences of your activity. You should consult licensed financial, legal, and tax professionals before making any investment decision.

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must immediately notify us at blake@tradetracer.io of any actual or suspected unauthorized use of your account or any other breach of security.

You may not share, sell, sublicense, transfer, or assign your account or any account credentials. We may suspend or terminate any account that we reasonably believe is being shared or otherwise used in violation of this Section.

6.1 Free trial. New users receive a 14-day free trial of Trade Tracer Pro ("Trial"). You will not be charged during the Trial. You may cancel the Trial at any time from your Account page. Trial benefits and duration are subject to change for new enrollments.

6.2 Affirmative consent to auto-renewal. When you start the Trial, you expressly and affirmatively consent to the automatic-renewal disclosure above. By clicking "Start free trial" (or any equivalent button) and providing a valid payment method, you authorize Trade Tracer and its payment processor to charge that payment method the monthly Subscription fee at the end of the Trial and on each monthly anniversary thereafter, until you cancel. No charge will occur during the 14-day Trial.

6.3 Reminder before first charge. Where required by California Business & Professions Code Section 17602, the FTC Negative-Option Rule, or other applicable law, we will email you a clear and conspicuous reminder of the impending first automatic charge at the end of the Trial, including the amount, the frequency, and instructions for cancellation.

6.4 Easy cancellation. You may cancel your Subscription at any time, by any of the following methods, all of which require no more than the same number of steps required to enroll: (a) one click on the "Cancel Subscription" button on your Account page; (b) emailing blake@tradetracer.io from the email address on file. Cancellation stops all future charges. You retain access to paid features through the end of the then-current billing period. Cancellation does not by itself entitle you to a refund of fees already paid; see our Refund Policy for refund eligibility.

6.5 Price changes. We may change Subscription pricing upon 30 days' prior notice sent to the email address associated with your account. The notice will include the new price, the effective date, and instructions for cancellation if you do not wish to continue at the new price. Continued use of the Service after the effective date of the new price constitutes acceptance of the new pricing.

6.6 Payment processing. All payments are processed by Stripe, Inc. or another reputable third-party payment processor. By using the Service, you agree to be bound by the applicable processor's terms. Trade Tracer does not store full payment-card numbers on its servers. You are responsible for keeping your payment method current.

6.7 Taxes. Subscription fees do not include taxes that may be applicable to your jurisdiction. You are responsible for any applicable sales, use, value-added, or similar taxes.

You may not, and you may not permit any third party to:

• Resell, redistribute, sublicense, rent, lease, lend, or otherwise commercially exploit the Service or any Content;
• Use the Service to provide any service to any third party that competes with the Service;
• Scrape, crawl, harvest, or systematically extract data from the Service using any automated means;
• Use any robot, spider, scraper, or other automated means to access the Service for any purpose without our prior written permission;
• Reverse-engineer, decompile, disassemble, or otherwise attempt to derive the source code, models, algorithms, or other proprietary aspects of the Service;
• Probe, scan, or test the vulnerability of the Service or any related network without prior written authorization;
• Use the Service to engage in market manipulation, insider trading, securities fraud, or any other violation of applicable securities laws, exchange rules, or rules of the Financial Industry Regulatory Authority;
• Use the Service to abuse, harass, threaten, defame, or otherwise harm any person;
• Use the Service to transmit any virus, worm, malware, or other malicious code;
• Misrepresent your identity or affiliation with any person or entity;
• Interfere with or disrupt the integrity, performance, or operation of the Service or the data contained therein;
• Remove or obscure any proprietary, copyright, trademark, or other notice contained in the Service or any Content;
• Use the Service in violation of any applicable law or regulation, including without limitation U.S. export control laws and economic sanctions administered by the U.S. Department of the Treasury's Office of Foreign Assets Control.

8.1 Our rights. All Content, software, models, methodology, calculations, written materials, graphics, branding, trademarks, service marks, trade names, trade dress, and other intellectual property contained in or associated with the Service are the property of Trade Tracer or its licensors and are protected by copyright, trademark, trade secret, and other intellectual property laws of the United States and other jurisdictions.

8.2 License to you. Subject to your compliance with these Terms and timely payment of all applicable fees, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service for your personal, non-commercial trading research. All rights not expressly granted are reserved.

8.3 Feedback. If you submit suggestions, ideas, or other feedback to us, you grant us a perpetual, irrevocable, royalty-free, worldwide license to use, modify, and exploit such feedback for any purpose without obligation or compensation to you.

8.4 DMCA. We respect intellectual property rights. If you believe any Content infringes your copyright, send a written notice that meets the requirements of 17 U.S.C. § 512(c)(3) to blake@tradetracer.io with the subject line "DMCA Notice."

9.1 Third-party data. Market data, options data, and related information displayed on the Service are sourced from third-party providers (including Polygon.io). Such data may be delayed, inaccurate, incomplete, unavailable, or subject to correction. We make no warranty of any kind regarding the accuracy, timeliness, completeness, or availability of any third-party data.

9.2 AI-generated content. Reports, summaries, and other outputs generated by artificial intelligence models employed by the Service are produced from data provided to the model. AI-generated outputs may contain factual errors, inaccuracies, internally inconsistent statements, outdated information, or fabricated content. Do not rely on any AI-generated output for any decision without independent verification.

The Service and all Content are provided "AS IS" and "AS AVAILABLE," without warranty of any kind, express, implied, statutory, or otherwise, including without limitation the implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, completeness, currentness, or uninterrupted operation. We disclaim all such warranties to the maximum extent permitted by applicable law.

Without limiting the foregoing, we make no warranty that (a) the Service will meet your requirements, (b) the Service will be uninterrupted, timely, secure, or error-free, (c) any data or Content will be accurate or reliable, (d) the quality of any product, service, information, or other material obtained by you through the Service will meet your expectations, or (e) any errors in the Service will be corrected.

To the maximum extent permitted by applicable law, in no event shall Trade Tracer, its affiliates, officers, directors, employees, contractors, agents, suppliers, or licensors be liable to you or any third party for any indirect, incidental, special, consequential, exemplary, or punitive damages, including without limitation lost profits, lost revenue, lost data, lost goodwill, trading losses, opportunity costs, or business interruption, arising out of or relating to these Terms or the Service, even if advised of the possibility of such damages and regardless of the legal theory on which the claim is based.

To the maximum extent permitted by applicable law, the total aggregate liability of Trade Tracer and its affiliates to you for any and all claims arising out of or relating to these Terms or the Service shall not exceed the greater of (a) the total Subscription fees you have paid to us in the twelve (12) months immediately preceding the event giving rise to the claim, or (b) one hundred U.S. dollars ($100).

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for certain types of damages. In such jurisdictions, our liability is limited to the maximum extent permitted by applicable law.

You agree to defend, indemnify, and hold harmless Trade Tracer, its affiliates, and their respective officers, directors, employees, contractors, agents, suppliers, and licensors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to (a) your use of or access to the Service, (b) your violation of these Terms, (c) your violation of any law or regulation, (d) your violation of any third-party right, including any intellectual property, privacy, or proprietary right, or (e) any trade, investment, or other decision you make in reliance on Content. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with us in asserting any available defenses.

We may suspend or terminate your access to all or any part of the Service at any time, with or without cause, with or without notice. We may suspend or terminate access immediately and without notice for any actual or suspected violation of these Terms, any abusive or fraudulent activity, any non-payment, or any other reason we reasonably consider appropriate.

Upon termination, your right to use the Service ceases immediately. The following sections survive termination: 2 (Definitions), 4 (Not investment advice), 8 (Intellectual property), 10 (Disclaimer), 11 (Limitation of liability), 12 (Indemnification), 14 (Modifications), 16-22 (Notices through Severability), 28 (Survival), and any other provision that by its nature should survive.

We may modify these Terms from time to time. We will post the modified Terms on this page with an updated Effective Date. Material changes will be communicated by email to the address associated with your account when reasonably possible, and where required by law we will provide at least 30 days' advance notice before the changes take effect. Your continued use of the Service after the Effective Date of the modified Terms constitutes your acceptance of the modifications. If you do not agree to the modifications, your sole remedy is to stop using the Service and cancel your Subscription.

You consent to receive communications from us electronically, including by email and through the Service. You agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communications be in writing.

Notices to you may be sent to the email address associated with your account, posted on the Service, or otherwise communicated in a manner reasonably calculated to reach you. Notices to us must be sent to blake@tradetracer.io and will be deemed given on the date of confirmed receipt.

You may not assign or transfer these Terms, by operation of law or otherwise, without our prior written consent. Any attempted assignment without such consent is void. We may assign these Terms in whole or in part, including to an affiliate or in connection with a merger, acquisition, reorganization, or sale of substantially all of our assets, without your consent. Subject to the foregoing, these Terms bind and inure to the benefit of the parties' permitted successors and assigns.

We shall not be liable for any failure or delay in performance under these Terms to the extent caused by circumstances beyond our reasonable control, including without limitation acts of God, war, terrorism, civil disturbance, government action, natural disaster, pandemic, disease, power or telecommunications failure, internet outage, cyberattack, or failure of any third-party service provider.

18.1 Informal dispute resolution. Before initiating arbitration, you must send a written notice of dispute to blake@tradetracer.io describing the nature and basis of the dispute, the specific relief sought, and your contact information. We will use good-faith efforts to resolve the dispute informally within 60 days of our receipt of the notice. Arbitration may be initiated only after this 60-day period has elapsed without resolution.

18.2 Binding individual arbitration. Any dispute, claim, or controversy arising out of or relating to these Terms or the Service that is not resolved through informal dispute resolution shall be resolved by binding individual arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules then in effect, except as modified by these Terms. The arbitration shall be conducted by a single arbitrator. The seat of arbitration shall be Salt Lake County, Utah. Proceedings may be conducted in person, by telephone, or by video, at the arbitrator's discretion. The Federal Arbitration Act, 9 U.S.C. §§ 1 et seq., governs the interpretation and enforcement of this arbitration agreement.

18.3 Authority of arbitrator. The arbitrator has the exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this arbitration agreement, including whether any part of this arbitration agreement is void or voidable. The arbitrator's award is final and binding and may be entered as a judgment in any court of competent jurisdiction.

18.4 Class-action waiver. You and Trade Tracer agree that any arbitration shall be conducted only in an individual capacity, and not as a class action, collective action, private attorney general action, or any other representative proceeding. The arbitrator may not consolidate more than one person's claims and may not preside over any form of representative or class proceeding. If this class-action waiver is found to be unenforceable, then the entirety of Section 18 shall be null and void, and the dispute shall proceed exclusively in the courts identified in Section 19.

18.5 Mass-arbitration procedure. If 25 or more demands for arbitration of similar disputes are filed against Trade Tracer by or with the assistance of the same law firm or coordinated counsel within a 60-day period, those demands shall be administered as a mass-arbitration coordinated proceeding under any AAA mass-arbitration protocol then available, or, if no such protocol is available, the parties shall meet and confer in good faith to agree on streamlined, bellwether-style procedures designed to fairly resolve the demands. No filing fee is owed by Trade Tracer or any claimant until those procedures are established.

18.6 Right to opt out. You may opt out of this arbitration agreement by sending written notice of your decision to opt out to blake@tradetracer.io within 30 days of your first acceptance of these Terms. The notice must include your name, the email address associated with your account, and a clear statement that you wish to opt out of arbitration. Opting out will not affect any other provision of these Terms.

18.7 Small-claims court carve-out. Either party may bring an individual action in a small-claims court of competent jurisdiction in lieu of arbitration, provided the claim does not exceed that court's jurisdictional limits.

18.8 Costs of arbitration. Each party will bear its own attorneys' fees and costs unless the arbitrator determines that a claim or defense was frivolous or brought for an improper purpose, in which case the arbitrator may award reasonable attorneys' fees and costs to the prevailing party to the extent permitted by applicable law.

These Terms are governed by, and construed in accordance with, the laws of the State of Utah, without regard to its conflict-of-laws principles. To the extent any dispute is not subject to the arbitration agreement in Section 18, you and Trade Tracer agree to the exclusive jurisdiction of, and consent to venue in, the state and federal courts located in Salt Lake County, Utah, and waive any objection to such jurisdiction or venue on grounds of inconvenient forum or otherwise.

You represent and warrant that you are not located in, organized under, or a national or resident of any country or territory subject to comprehensive U.S. economic sanctions, and that you are not listed on any U.S. government list of prohibited or restricted parties. You agree to comply with all applicable U.S. export-control laws and economic sanctions in your use of the Service.

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction or an arbitrator, the remaining provisions shall continue in full force and effect, and the invalid, illegal, or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid, legal, and enforceable consistent with the original intent of the parties.

No failure or delay by either party in exercising any right under these Terms shall operate as a waiver of that right or any other right. Any waiver must be in writing signed by the waiving party.

Section headings are for convenience only and do not affect the interpretation of these Terms. The words "include," "includes," and "including" are deemed to be followed by the words "without limitation."

These Terms, together with the Privacy Policy, Risk Disclosure, Refund Policy, and any other documents or policies expressly incorporated by reference, constitute the entire agreement between you and Trade Tracer regarding the Service and supersede all prior or contemporaneous communications and proposals, whether oral or written, between the parties regarding the Service.

Any provision that by its nature should survive termination — including without limitation Sections 2, 4, 8, 10, 11, 12, 14, 16-22, and 24 — shall so survive.

Questions about these Terms can be sent to blake@tradetracer.io.